by card1 | Jul 3, 2025 | ISO vs. Banks
Introduction When it comes to credit card processing for businesses, choosing the right partner is crucial for ensuring smooth operations and scalable growth. While traditional banks have long served as providers of merchant services, Independent Sales Organizations...
by card1 | Jun 4, 2025 | Next Day Funding
Introduction In today’s fast-paced business environment, cash flow is king. Merchant services providers recognize that businesses often need quick access to funds to cover operational expenses, inventory, or unexpected costs. Next day funding has become a highly...
by card1 | May 5, 2025 | Regulations regarding Interchange Fees
Introduction In the United States, the regulatory landscape regarding interchange fees has been shaped primarily through the Federal Reserve’s implementation of the Durbin Amendment, part of the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010. The...
by card1 | Apr 1, 2025 | MCC Codes
Introduction Merchant Category Codes (MCC) are four-digit numeric codes assigned to businesses by credit card networks, including Visa, Mastercard, American Express, and others. These codes classify businesses based on the type of goods or services they provide,...
by card1 | Mar 3, 2025 | Virtual Terminals
Introduction In the rapidly evolving landscape of technology, virtual terminals have emerged as a crucial component for efficiently managing communication between users and systems. Virtual terminals, often referred to as virtual consoles or virtual serial ports,...
by card1 | Feb 19, 2025 | Web3
Introduction Web3 represents the next evolution of the internet, shifting away from the centralized control of tech giants like Google and Facebook towards a decentralized model. At its core, Web3 leverages blockchain technology, cryptocurrencies, and decentralized...
by card1 | Jan 6, 2025 | Bundled Pricing
Introduction Bundled pricing is a payment processing strategy often employed by merchant service providers to combine multiple services into a single package at a set price. This pricing model aims to simplify billing for businesses and streamline their payment...
by card1 | Dec 2, 2024 | The Rise of Social media Commerce
Introduction In recent years, the landscape of retail has transformed dramatically due to the rise of social media commerce. This innovative approach melds online shopping with social interaction, paving the way for brands to create engaging shopping experiences...
by card1 | Nov 4, 2024 | Tiered Pricing Model
Introduction Tiered pricing is a common pricing model that categorizes transaction fees into different tiers based on the perceived level of risk or type of transaction. This model serves as a way for payment processors to manage the costs associated with processing...
by card1 | Oct 1, 2024 | PCI Compliance
Introduction In an increasingly digital world, the security of payment card information is of paramount importance. The Payment Card Industry Data Security Standard (PCI DSS) serves as a critical framework designed to protect sensitive customer data during...
