by card1 | Nov 4, 2025 | Interchange rates By Visa
Introduction Visa’s interchange rates are a fundamental component of the payment processing system, determining how much merchants pay for accepting credit and debit card transactions. These rates are established to compensate card-issuing banks for the costs...
by card1 | Oct 20, 2025 | What is Click to Pay
Introduction Click to Pay is a modern online payment method designed to simplify and streamline the checkout process for consumers shopping on e-commerce websites. Instead of manually entering credit card details each time they make a purchase, users can store their...
by card1 | Sep 17, 2025 | Interchange rates
Introduction Credit card interchange rates are fees paid by merchants to card-issuing banks every time a customer makes a purchase using a credit or debit card. These rates are a critical component of the overall processing fee that merchants incur and are set by card...
by card1 | Aug 11, 2025 | Difference between Visa and Mastercard
Introduction When selecting a credit card processing partner for your business, understanding the nuances between the major card networks—Mastercard and Visa—is essential. Both are global giants in the payments industry, facilitating billions of transactions annually...
by card1 | Jul 3, 2025 | ISO vs. Banks
Introduction When it comes to credit card processing for businesses, choosing the right partner is crucial for ensuring smooth operations and scalable growth. While traditional banks have long served as providers of merchant services, Independent Sales Organizations...
by card1 | Jun 4, 2025 | Next Day Funding
Introduction In today’s fast-paced business environment, cash flow is king. Merchant services providers recognize that businesses often need quick access to funds to cover operational expenses, inventory, or unexpected costs. Next day funding has become a highly...
by card1 | May 5, 2025 | Regulations regarding Interchange Fees
Introduction In the United States, the regulatory landscape regarding interchange fees has been shaped primarily through the Federal Reserve’s implementation of the Durbin Amendment, part of the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010. The...
by card1 | Apr 1, 2025 | MCC Codes
Introduction Merchant Category Codes (MCC) are four-digit numeric codes assigned to businesses by credit card networks, including Visa, Mastercard, American Express, and others. These codes classify businesses based on the type of goods or services they provide,...
by card1 | Mar 3, 2025 | Virtual Terminals
Introduction In the rapidly evolving landscape of technology, virtual terminals have emerged as a crucial component for efficiently managing communication between users and systems. Virtual terminals, often referred to as virtual consoles or virtual serial ports,...
by card1 | Feb 19, 2025 | Web3
Introduction Web3 represents the next evolution of the internet, shifting away from the centralized control of tech giants like Google and Facebook towards a decentralized model. At its core, Web3 leverages blockchain technology, cryptocurrencies, and decentralized...
